Gershman Mortgage

No-Cost
Pre-
Qualification
 

 

Application
Fees
Reimbursed
 

 

Save
Approval
Fees
 

 

Fast
Approval
Decisions
 

 

Gershman
Mortgage
has a
program
designed
for the first
time home
buyer too.
 

 

Only 3%
Down
 

 

New
Construction
Home
Loans
 

 

Extended Lock
and Rate
Roll-Down
 

 

Free
Information
and
Brochures

Gershman Mortgage
Deborah Carpenter, Vice President
Gershman Mortgage

Advantages and Programs

The Gershman Mortgage free Pre-Qualification Service can make buying a home easier.   Wouldn't you like to determine how much of a home loan you can afford before house hunting?

We offer Loan Pre-Qualification at no cost to you -- just a few basic questions by Email, Fax, or phone.   Our Desktop Underwriting will determine your maximum mortgage within 24-48 hours!

And if you make a home loan with Gershman Mortgage, we will "credit" your application fee at closing -- credit reports and application are free subject to an appraisal.   Contact us for details.

Would you be interested in a Pre-Approved loan amount even before you look at homes in this area?   It's very simple with the Gershman Mortgage Desktop Underwriting program.

Gershman Investment Corp is revolutionizing mortgage lending using state-of-the-art technology to analyze financial data and then provide an automated approval decision within 24-48 hours using Fannie Mae Desktop Underwriting and Freddie Mac Loan Prospector.   This technology is available for all loan types.  Contact us for more information.

Your first home is attainable. Gershman Investment Corp. has special mortgage plans designed to make it easier for the first time homebuyer to purchase a home.  For example, our First Home program is aimed at providing home financing to low and middle income families.

While most lenders ask for 5% or more down payment on the purchase price in order to qualify for the loan, Gershman Mortgage, with its First Home program, will ask for only 3% down.

Thinking of buying a new-construction home?  Gershman Mortgage can offer you several advantages:

  • Pre-Approvals so your builder can begin construction ahead of time.
  • Rate protection on new construction (90 up to 180 days).
  • Extended Lock Program available on Conventional, VA, and FHA loans.
  • No additional costs to Buyers or Builders.
Would you like to receive financial information that can assist you to purchase a home and help you to choose the type of financing that meets your needs?  Gershman Mortgage offers several informative brochures to make your house hunting and decision making a little easier.

Contact us by Email, Fax, or phone and we'll mail the information to you.    No Cost -- No Obligation.

More InfoFHA and VA Mortgage Information

More InfoReturn to Home Page

Gershman Mortgage District Office SiteGershman Mortgage District Office

Gershman Mortgage
Gershman Mortgage
If you'd like more information
on any of our services,
send us an Email, a Fax,
or give us a call.
We'd be happy to help you!

Deborah Carpenter
Vice President
 -spacer-
4650 North Illinois Street
Fairview Heights, Illinois
62208-3407  *MAP*

Phone  (618) 222-1300
  Leave message if after office hours
  24 hours/day -- 7 days/week
Pager  (618) 325-1967
FAX    (618) 222-1400
EMAIL  dcarpenter@gershman.com
  Email answered promptly

 
Ask for our FREE booklet "To Assist You In Buying A Home"
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